Are you in a big hurry to get your roof replaced after the April 3rd hail storm? If so, is it because you think you only have so long to file a claim & only a short period of time to get the work completed? Well, maybe the following information will help. I recently asked an agent of one of the largest insurance companies to tell me how long homeowners have to file a claim & how long they have to get the work completed. Here is his response: …Their homeowner’s policy does not give a specific time by which a claim must be filed. Their policy simply indicates claims must be filed in a timely manner and they do not deny claims based on delayed reporting. They go on to say, the customer has two years from initial loss payment date to complete the work and must submit receipts to support payment of replacement cost benefits…. So, if your homeowner’s policy does not require you to file a claim by a certain date and you have 2 years to complete the work once the initial loss payment has been made, why the big hurry? All I know is we have received countless calls for reroof estimates and the vast majority are quite upset to find they may have to wait a month or more for our estimate. “Yes”, a month or more, but if you have 2 years to replace your roof and you can get your roof replaced by the best company in town, why would you settle for an inferior installation just to get the job done sooner? Of course you can rationalize and convince yourself that there are little if any differences between Larry Vaught Roofing & those other contractors that are all too eager to start your roof tomorrow, but you would be drastically mistaken. I’ll offer some examples of those “differences” next month, but until then I suggest you look back at some of our past “Roofing Blogs / Consumer pitfalls” and also learn more about those differences as discussed on our website.